To make ends meet, people need money. So everyone should try to obtain and manage it carefully so as not to increase the deficit and certainly could. This is called Accumulate Wealth.
Then, with proper planning, this property needs to be accelerated in order to become productive assets through investment, so that the money already earned can grow and grow. This is called Accelerated Wealth.
Then the accumulated wealth that has been successful and developed (acceleration) is of course also need to be protected from any risks that might occur. Because if the risk arises, primarily due to the risk of never know when it happens (such as the risk of illness, death, critical illness), it requires the protection or Wealth Protection. Thus, assets yangg already collected will not be eroded for the cost of care. This is called Wealth Protection. So that the insurance is needed.
And everyone who has a good value really wanted to stay awake and wealth can be inherited by heirs and well-being of people - people he loves. This is what is called the Distribution of Wealth.
So the conclusion that you have a family or people you love, and you have a Good Value, MAKE SURE to have the account of the economic value of insurance to protect yourself.
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